During the past years, peer-to-peer lending and crowdfunding have been growing fast and it is today a widely accepted form of borrowing and lending worldwide. Due to the low correlation with the stock market and other interest-based markets, investment in loans serves as an excellent tool for institutional investors to diversify their investment portfolios. The historical annual return of our investors has been around 6-9 % in Fellow Finance. Finnish, Danish, Swedish and Polish peer-to-peer loans include limited credit risk as defaulting loans are sold to collection agencies. A registered investor can see the percentage those are sold for by login into the investor service. Fellow Finance manages all administration of loan contracts making investing easy.
Fellow Finance is the largest crowdfunding and peer-to-peer platform in the Nordic countries in terms of intermediated capital. The monthly loan volume is about 20M€ indicating that also large capital can be invested through our marketplace. Fellow Finance Plc is regulated by the Financial Supervisory Authority of Finland as an authorized Payment Institution and the company is listed on Nasdaq First North Finland.
Generate your own comprehensive reports when it comes to tax or bookkeeping reports or just want to summarize your own investment. Just select the date range you want to cover, and you can create and receive an immediate report of the matters of your choice.
We offer a wide variety of tools for analyzing your credit book. We provide an advanced search function where you can set your own criteria and see statistics of everything from individual loans to complete markets.
In addition to the loan allocator available for investors in our service, we also offer an API integration possibility. API allows investors to integrate with Fellow Finance’s platform. The API was created to be able to provide an opportunity for investors who want to create their own credit scoring criteria for tailoring their own investment even further.
Please notice that all benefits mentioned previously are only available for selected institutional investors and require a separate negotiation to get them in use.
International institutional investors that have already invested through our platform:
Citadele’s mission is to modernise the banking sector and offer more opportunities to individuals and businesses throughout the Baltic. Alongside classic banking services, Citadele offers its clients a range of services based on next-generation financial technology, including its modern app, contactless payments and instant payments. Citadele is the third largest bank in Latvia by number of clients, and second by number of business clients. The Citadele group is managed from Latvia. Its subsidiaries and branches operate in Latvia, Lithuania and Estonia.
Listed on Nasdaq Helsinki’s main market. The company manages € 5,6 billion in assets, had a turnover of € 81 million and a profit of € 28 million.
Was founded in 2014 and is the fastest growing digital-only bank I Portugal. Aims to challenge the traditional banking sector through strategic partnerships with fintech companies to be able to launch new products while taking advantage of the latest and most advanced technology in terms of risk analysis, consumer experience and rapid market entrance.
Was founded in Japan in 2013 to provide a more efficient global money flow by connecting borrowers and lenders all over the world.