Strategic priorities

We expand our product range with new payment and e-commerce products

• We are expanding our product range to offer better coverage of financial services for SMEs, as well as consumers' everyday payment transactions and purchases

We seek growth with lower-risk products

• We seek growth with competitively priced lower-risk products by focusing on customers with higher credit ratings and offering steadily yielding fixed income investment products

We seek profitability through comprehensive and continuous customer relationships

• We focus on profitability through providing more comprehensive service and through increasing the share of continuous customer accounts

We focus on selected international markets

• We are focusing more selectively on the international markets. We bring new products to the Finnish market first and after that launch them internationally

Financial targets for 2023

• Net sales approximately EUR 23 million
• A significant share of net sales from business finance and international markets
• Operating profit approximately 15% of sales

Download the slides used in the strategy event held on 8.12.2020