|Net Sales||5 262.7||6 956.9||11 069.71)||14 193.71)|
|EBITDA||869.8||495.8||1 053.1||2 063.1|
|EBITDA, % of Net Sales||16.5%||7.1%||9.5%||14.5%|
|Adjusted EBITDA||869.8||1 194.92)||1 053.1||2 762.22)|
|Adjusted EBITDA -margin, %||16.5%||17.2%2)||9.5%||19.5%2)|
|EBIT -margin, %||12.5%||3.9%||5.5%1)||11.6%1)|
|Adjusted EBIT||655.6||972.42)||603.9||2 346.62)|
|Adjusted EBIT -margin, %||12.5%||14.0%2)||5.5%||16.5%2)|
|Adjusted EBT -margin||2.1%||2.7%2)||-5.5%||6.3%2)|
|Profit for the period||-153.7||-490.3||-888.01)||-69.11)|
|Adjusted profit for the period||-153.7||69.02)||-880.0||544.12)|
|Earnings per share (EPS), issue-adjusted €||-0.02||-0.07||-0.12||-0.01|
|Adjusted Earnings per share (EPS), issue-adjusted €||-0.02||0.01||0.12||0.082)|
2) Adjusted with Company’s nonrecurring costs related on listing to Nasdaq’s First North Finland -marketplace and option incentives related to that on financial period 2019. Total of 0,7 million euros was booked to Personnel costs and 67,3 kEUR to financial items. Adjusted Profit for accounting period takes on account the computational taxes if the nonrecurring costs were not actualized.
3)) Personnel costs without pension and other non-wage expenses. Figure includes activated salaries.
The COVID-19 pandemic still impacts our business in 2021 causing uncertainty about the possible continuation of the temporary regulation and thus making it difficult to predict especially the level of growth in funding provided by our loan investors. Despite the uncertainty, we expect revenue growth compared to 2020. We also anticipate that the result for 2021 will remain slightly unprofitable because of investments in new products and growth for the upcoming years.
We aim to pay a dividend that represents at least 30% of our annual profit, but with consideration to the financial position and financing needs of the Company.
We want to be transparent and provide as much information as possible. You can find our real time statistics and graphs on Statistics -page. There is for example information about loan volume, the number of borrowers or average investor returns.
Here you can check the materials of the initial public offering.